Shopping addiction is a compulsive behavioral condition marked by an overwhelming desire to buy things. It is also known as oniomania, which can have a considerable impact on one’s finances, ultimately causing emotional distress. There are ways one can cope with shopping addiction, from therapy to financial counseling. Still, before one can find help, one needs to understand the signs of a shopping addict and how they differ from a shopper who enjoys occasional retail therapy. Signs of shopping addiction Emotional reactions to the activity Frequently, compulsive individuals with unhealthy shopping tendencies experience nearly extreme emotions while engaging in this particular activity. For example, they may go on a shopping spree to beat the feelings of depression, anxiety, or stress, usually making more impulsive purchases. After buying the items, they experience relief or euphoria, which is soon followed by deep regret or shame. Eventually, these emotions cause problems with their relationships and finances. Inability to let go Shopping addicts are unable to treat the activity as a casual outing or stress buster. They find it difficult to roam around a mall or a shopping center for leisure and get consumed by the thoughts of shopping and money. They also find it challenging to let go of the constant urge to make purchases, which can even worsen anxiety or compulsiveness.

A debit card makes it easy to access money from the bank or an ATM. One could easily spend what’s in their account without carrying cash or writing a check. However, each bank sets its terms and conditions associated with a debit card. Those who sign up for one online without a second thought might often incur unwanted charges. With this in mind, here are four mistakes to avoid when applying for a debit card. Going for the first available option Several banks offer a series of debit card options to customers. However, in a hurry to get things done, people apply for the first card they see online. Doing so may result in paying higher fees than one should or signing up for features that one does not need. Individuals must always take their time when applying for debit cards to ensure they sign up with a suitable provider. Not reading the fine print One of the common mistakes people make when applying for a debit card online is ignoring the fine print. While a bank may offer a debit card free of charge, it might be conditional on eligibility criteria. For example, one might incur charges if they do not spend a certain amount within the first year, such as $500.

Although the world is shifting to digital transactions, people continue to use checks as a mode of payment. Moreover, many people prefer to secure or guarantee future payments with post-dated checks. However, since checks are not readily available, one needs to know how to order them. This knowledge is especially important for those ordering for the first time. So here are a few ways in which one can order checks to meet their financial needs. Banks If one has a bank account, one can easily order checks. Moreover, if one has previously ordered checks from their bank, they can reorder by visiting the bank’s website. However, those who are ordering checks from their bank for the first time would need to connect with a customer service representative or visit the bank in person for details. To ensure security, one will have to verify their identity by presenting a valid government-issued photo ID. Similarly, one can also order checks from a credit union. Some banks and credit unions like Wells Fargo, Chase, Bank of America, Navy Federal Credit Union, and Ally Bank offer the first few checks for free. Online printers If one wishes to order checks with customized designs, one can easily do so through online check printers.

A vacation home, if rented out when not in use, can be a great source of income for homeowners. It can help them pay the mortgage with the rental money, and they can share the experience of their relaxing home with others. Renting out a vacation home comes with many challenges and can cost owners money if certain legalities and processes are improperly handled. So, here are a few mistakes to avoid when renting out a vacation home: 1. Poor communication A mistake that all vacation homeowners must avoid is not communicating properly with potential guests. Discussing expectations regarding living arrangements with the guests and managing their expectations with an open communication line or by ensuring a message flow becomes easier. It can be frustrating for guests if a vacation or rental property owner is not readily available to sort out their issues regarding their stay. This can increase the property owner’s chances of being left with negative reviews. 2. Lack of maintenance When property owners ignore the importance of regular maintenance, they add to the long-term consequences they might have to deal with. It is important to take care of any repairs and maintenance needs promptly, as leaving them unattended can call for bigger repair bills.

It’s easy to fall into a cycle of buying new products, especially gadgets, that promise to make certain tasks a tad easier. However, more often than not, they don’t live up to their hype, and customers end up with products that are quite useless and a waste of money. While many brands claim their gadgets to be must-haves, customers don’t necessarily need to invest in them. Here are some gadgets that aren’t worth the money: 1. Disposable power banks Power banks are excellent for emergencies. They can help charge a phone, tablet, headphones, and smart wearables. However, investing in a disposable power bank is not worth the money. Most of them come with lithium batteries, just without charging circuits. They are incredibly wasteful and end up in landfills because most people don’t properly dispose of electronic waste as they should. A normal power bank does the job and can be used more than a hundred times. It is environmentally friendly and easy to carry around. 2. VR headsets Virtual reality (VR) headsets are a big hit among users. However, this immersive experience comes at a cost, and a huge one at that. This is because most kinds of content are not made keeping in mind the usability of a VR headset.

Putting away the garbage accumulated in and around one’s house seems simple, but certain mistakes can make the task messy. For instance, imagine the trash bag slowly slipping into the can without anyone knowing or a swarm of insects festering at the mouth of the can and causing a lot of inconvenience. Using a trash can or bag will not be this hard if we employ the right tips and hacks. Creating an absorbent layer inside cans Many kinds of garbage are wet and perish quickly. Their moisture can occasionally seep from the garbage bag and damage the can and surrounding areas. To prevent this from happening, people can use newspapers or other absorbent materials to create a lining inside their garbage can. The absorbent material stops moisture from escaping the garbage can or bag and keeps the area clean and dry. Using bungee cords to keep trash bags from slipping into the cans The mouth of a garbage bag sometimes closes and drops into the can because it is slippery. This makes it hard for one to dump waste. To solve this problem, people can tie bungee cords around the mouth of their trash bags and securely tie them to the gaping hole of a garbage can.

Most people depend highly on their laptops for various reasons, like using them for work, gaming, watching movies, and everything in between. For these reasons, choosing the right laptop is vital, as it must be compatible with what it is used for. For instance, buying a gaming laptop when one purely uses laptops for watching movies or working on Excel is a mistake. There are a few other mistakes, as mentioned below, that one can avoid: 1. Not testing it before buying Trying out a product before buying it is a must, especially if one plans to invest a substantial amount. It is always best to test out a product, in this case, a laptop, to understand how it works and whether it is easy to use. Those who are planning to buy a laptop online because they are getting a good deal should definitely visit a physical store and check out the laptop first before making a purchase online. This way, they make an informed decision and get to save quite a bit by buying online. Most stores always have a display or a trial piece that customers can test. 2. Assuming the product size and weight don’t matter It is very important to know how big or compact a laptop is, as users will have to carry it around.

Omega-3 fatty acids are essential nutrients that support the proper functioning of the human body – from babies to seniors. These healthy fats help support brain development and reduce cognitive decline. While fatty fish is one of the best sources to avail of the benefits of this nutrient, those who don’t eat fish can opt for fish oil supplements. Fish oil supplements offer multiple health benefits; below are a few important ones. Heart health Excessive triglyceride levels can cause an increased risk of heart disease, and Omega-3 fatty acids found in fish oil supplements can help lower levels of this type of fat. Fish oil can also help bring down cholesterol and blood pressure levels and prevent the formation of arterial plaque. Eye health Docosahexaenoic acid (DHA), which is found in fish oil, is very important for eye health. Developing fetuses and children both need DHA for the development and maintenance of the retina, and those who consume fish or fish oil as a supplement can reap the benefits of healthier eyesight than those who do not. The omega-3 fatty acid content in fish oil can also help reduce the risk of developing macular degeneration and glaucoma. Skin health The skin is the largest organ of the body, and fish oil can help maintain the skin’s natural barrier and keep it hydrated.